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Navy Federalies!!!!!

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heavenli
Contributor

Navy Federalies!!!!!

Hello,

 

I am wondering how long you all waited before applying for a NFCU credit card?

 

Thanks,

Lisa

Message 1 of 18
17 REPLIES 17
kd081708
Regular Contributor

Re: Navy Federalies!!!!!

I applied within a couple of days and was approved.


Starting Score: EQ 450 EX 498 TU 470
Current Score:
EQ 574 EX 581 TU 572 Barclay 596 Merrick 612
Goal Score:
600 all by 06/30/2014


Take the myFICO Fitness Challenge
_______________________________________________________
Message 2 of 18
ProV
Regular Contributor

Re: Navy Federalies!!!!!


@heavenli wrote:

Hello,

 

I am wondering how long you all waited before applying for a NFCU credit card?

 

Thanks,

Lisa


My wife waited about 10 minutes.. She also apped for NavCheck LOC, asked for full $15k, and was approved for both CC and Navcheck right away.

Message 3 of 18
kd081708
Regular Contributor

Re: Navy Federalies!!!!!

Congrats! They weren't as generous with me but I'm very appreciate that I got anything with my scores.


Starting Score: EQ 450 EX 498 TU 470
Current Score:
EQ 574 EX 581 TU 572 Barclay 596 Merrick 612
Goal Score:
600 all by 06/30/2014


Take the myFICO Fitness Challenge
_______________________________________________________
Message 4 of 18
BigBS
Senior Contributor

Re: Navy Federalies!!!!!

Waited about 3 days.  Got approved and then recon'd the CL (total 5 days).

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 18
heavenli
Contributor

Re: Navy Federalies!!!!!


@BigBS wrote:

Waited about 3 days.  Got approved and then recon'd the CL (total 5 days).


which card? If you don't mind me asking?

Message 6 of 18
heavenli
Contributor

Re: Navy Federalies!!!!!


@kd081708 wrote:

Congrats! They weren't as generous with me but I'm very appreciate that I got anything with my scores.


Which card?

Message 7 of 18
ProV
Regular Contributor

Re: Navy Federalies!!!!!


@heavenli wrote:

Which card?


I have the NRewards card, My wife has the Platinum Card (Took advantage of low APR, and the Low BT offer that recently expired).  

 

Navy is very generous with CL's and CLI's.  Which card works best for you, depends on what you want (Rewards, cash back, travel rewards, low APR etc.)

Message 8 of 18
BigBS
Senior Contributor

Re: Navy Federalies!!!!!


@heavenli wrote:

@BigBS wrote:

Waited about 3 days.  Got approved and then recon'd the CL (total 5 days).


which card? If you don't mind me asking?


cashRewards

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 9 of 18
kd081708
Regular Contributor

Re: Navy Federalies!!!!!

nRewards


Starting Score: EQ 450 EX 498 TU 470
Current Score:
EQ 574 EX 581 TU 572 Barclay 596 Merrick 612
Goal Score:
600 all by 06/30/2014


Take the myFICO Fitness Challenge
_______________________________________________________
Message 10 of 18
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