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Navy Federalies!!!!!

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Scupra
Super Contributor

Re: Navy Federalies!!!!!

UW is the same for all cards besides the Flagship, and only because it is a min $5k limit.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 18
heavenli
Contributor

Re: Navy Federalies!!!!!


@Scupra wrote:

UW is the same for all cards besides the Flagship, and only because it is a min $5k limit.


what is UW?

Message 12 of 18
BigBS
Senior Contributor

Re: Navy Federalies!!!!!


@heavenli wrote:

@Scupra wrote:

UW is the same for all cards besides the Flagship, and only because it is a min $5k limit.


what is UW?


Underwriting.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 13 of 18
heavenli
Contributor

Re: Navy Federalies!!!!!


@Scupra wrote:

UW is the same for all cards besides the Flagship, and only because it is a min $5k limit.


Thanks scrupa

Message 14 of 18
Scupra
Super Contributor

Re: Navy Federalies!!!!!


@heavenli wrote:

@Scupra wrote:

UW is the same for all cards besides the Flagship, and only because it is a min $5k limit.


Thanks scrupa


No problem!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 15 of 18
blanmgr
New Member

Re: Navy Federalies!!!!!

I have been going through EX trying to change the status of three accounts from NFCU from WEP plan to Closed. After 5 months NFCU keeps reposting WEP trans/sold Chapter 13 as the status. I am starting to believe they are an aggressive lender. I sent a dispute 5 months straight with the same results giving them and CR direct information and that NFCU received payments to pay accounts at discharge from trustee.

Any suggestions with this problem?

LV
Message 16 of 18
Girl6
Member

Re: Navy Federalies!!!!!

They have not been that friendly to me, they gave me $500 when I opened my account in August 2013 on a cc and since nothing.  Even requested to change to pointsearning and was told limit forthat was $1,000 an increase and changwe to that card was denied due to BK was the reason.  Im waiting for an offer.

 

Have 3 cards with limits equalling $10,000 carrying $0 balances .... IDK.

Goal 720
Message 17 of 18
Scupra
Super Contributor

Re: Navy Federalies!!!!!


@Girl6 wrote:

They have not been that friendly to me, they gave me $500 when I opened my account in August 2013 on a cc and since nothing.  Even requested to change to pointsearning and was told limit forthat was $1,000 an increase and changwe to that card was denied due to BK was the reason.  Im waiting for an offer.

 

Have 3 cards with limits equalling $10,000 carrying $0 balances .... IDK.


Very odd! NFCU took off very quickly for me in a great way. As always, YMMV

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 18 of 18
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