Navy fed not reporting as in bk!!

[jwes2155]

I filed bk in 08/2012, and Navy fed is refusing to report my account as in bk, because they sold they sold the account in 05/2012, so they are just reportig as charge off, which is not allowing me to rebuild my credit, it is so ridiculous, everyone else is reporting my account correctly, anyone know what I could do???

[ezdriver]

To which entity did they sell your debt and is that entity reporting it?

Since there is no obligation on the creditor's part to report, you may not have anything that you can do about the situation. By the way, Navy Fed is reporting your account accurately no?

[gdale6]

If they in fact are reporting it as a CO it must be so with a 0 balance. It should not be a deterrent to you getting credit post BK and if it continues to be a thorn in your side file a complaint with the CFPB. Their argument is technically null and void as everyone that has held your debt prior to the BK is subject to the BK Discharge as well even though they may have not been directly listed on the petition.