I have learned that some folks come here as a last resort to finding any semblence of a solution to their credit issues that affect other aspects of their lives. I am here to offer whatever suggetion/recommendation that I can and share my own experiences when I think that it may help people. There is something very special about this forum when compared to others on the internet. Folks who come here seeking help don't want judgemental feedback ... but rather they want constructive or real life recommendations .... and sometimes just support.
No worries. Peace.