Need a new lawn mower!

[Anonymous]

Was out doing the leaves today and my ride on tractor kicked the bucket.  It was good to us for a long time but it's time for it to retire.  I was wondering if anyone has had any luck with getting a card from Home Depot or Sears?  

We were discharged in September.  I have two Cap One cards: QS1 $6k Limit and a Platinum with a $3k limit.  I need a third card and was thinking that I could get 0% for a year or two on the tractor instead of paying cash. 

Any thoughts? I don't want to waste an inquiry if it's going to be a guaranteed decline. I appreciate the guidance.

[Scupra]

IMO I think it's a little soon for those cards. Home Depot would be the one to try out of the two.

[Anonymous]

Prob a better shot at synch backed lowes than the citi backed sears or home depot.

[soldierpr]

I second Pfarro1, if you are going for one go for the lowes. That doesnt take it is really early for them to approve you. 1 year after my BK , Lowes approved for only $300 cl.

[despritfreya]

IMHO - if you can't pay cash for it you shouldn't be thinking about buying one.  How about borrowing one from a neighbor until you can afford it?  Done all the time in my neck of the woods.  Or, check out Craigslist for something that will get you by for a bit - Farm and Garden section.

Des.

[Dis0314]

i agree with ^^ 

You will probably be able to find a neighborhood kid that will do it for you for right around the same as what the payment would be..

[Anonymous]

Thanks for the feedback!  I could afford to pay cash for the new tractor but I guess I was looking for an excuse to apply for a new card.  Now I know to wait.  Anyways, I've never had a store card so why start now.  

Quick update:  After some research and a few youtube videos, my old tractor lives to mow another day.  

I appreciate all the help and guidance!