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@Anonymous wrote:
I think I am going to have a hard time getting approved after my DC due to me having lates over two years ago, so my auto credit score is shot! I reaffirmed my current car and only have less than a year left, but the past is haunting me at this point. Is there anyway to fix auto credit score?
you'll get approved...check the pre qual sites, and you can always check out CU's they usually use your FICO's and not auto enhanced scores.
@j_casteel wrote:
@Anonymous wrote:
I think I am going to have a hard time getting approved after my DC due to me having lates over two years ago, so my auto credit score is shot! I reaffirmed my current car and only have less than a year left, but the past is haunting me at this point. Is there anyway to fix auto credit score?you'll get approved...check the pre qual sites, and you can always check out CU's they usually use your FICO's and not auto enhanced scores.
Thank you for the info!
@2GreenThumbs wrote:@I was able to finance a brand new vehicle, @ 2.99% ($31,000+) just days after my BK 13 was discharged. My CR showed pre-BK auto loan that was paid, closed, no lates. That might have had something to do with it? Also, my income is steady and pretty good.
A Chapter 13 is far different.. The day you are discharged you are usually 5 years post BK.