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Nfcu CB reporting/utilization

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ChistineNJ
Frequent Contributor

Nfcu CB reporting/utilization

I opened the nrewards card 10/28 i have used this card and payed it off, the TL is still not reporiting yet almost 1 month. My question is should i make a small purchase/gas for help with utilization with revolving debt. I have 3 accounts cap 1 at 0.00,cl 300 cu visa 120, cl 800 retail card 0.00 cl 250. I use the cap 1 and PIF it reports always as 0.00 The CU visa i PIF however i used card for a purchase right after the statement closed and they reported 120 balance verses the 66.00 balance.
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 1 of 7
6 REPLIES 6
newmomnewme
Valued Contributor

Re: Nfcu CB reporting/utilization

Did you get a statement yet? I opened mine 11/8, didn't get it until maybe 11/18, transferred one balance and the statement cut 11/21 and it is already reporting now.  I paid after the statement I didn't know it would cut so quickly. 

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Message 2 of 7
ChistineNJ
Frequent Contributor

Re: Nfcu CB reporting/utilization

Nothing on all 3 CB. my first purchase was on 11/7 i used few times gas groceries PIF 11/20
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 3 of 7
newmomnewme
Valued Contributor

Re: Nfcu CB reporting/utilization

I just checked...its only reporting on EX and it has the balance $964 and recent payment $900....yours should probably be cutting soon. 

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 4 of 7
ChistineNJ
Frequent Contributor

Re: Nfcu CB reporting/utilization

I think im jumping the gun a lil my first purchase was on 11/7 that was only 17 days ago billing is 28days or so, my statement will cut im assuming 1st week of december. I just thought the TL it self would report sooner.
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 5 of 7
KoolDev
Regular Contributor

Re: Nfcu CB reporting/utilization

It took mine 5 weeks to report

My Sock Drawer: Care Credit $4200-0, JCP 2100-0, Chase 3000-0, Chase Freedom $4500.00-0, WF $1000.00-0.00
In Use: NFCU Visa Sig $17.5k- 0.00k
I still have too MANY CARDS
Starting Score 538
Current Score Oct 30-14 701 fico Eq-- 745 Fico Tu-- 713 Fico Ex
Message 6 of 7
ChistineNJ
Frequent Contributor

Re: Nfcu CB reporting/utilization

I acually sent them a secure msg they said statement cut yesturday so now im just waiting for it to report..thanks guys for the advice
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 7 of 7
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