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Nfcu vs Usaa

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CashOnDelivery
Established Contributor
‎06-27-2013 11:44 PM
‎06-27-2013 11:44 PM

Re: Nfcu vs Usaa

More than likely it will be a HP on TU to join. Although a few people like myself had a SP for membership. If you do apply for a CC and are not approved, NFCU will counter a card that will best suit you.

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700
Take the myFICO Fitness Challenge
Message 11 of 22
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shols44
Frequent Contributor
‎06-28-2013 03:50 AM
‎06-28-2013 03:50 AM

Re: Nfcu vs Usaa

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!

Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800
Message 12 of 22
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Scupra
Super Contributor
‎06-28-2013 08:51 AM
‎06-28-2013 08:51 AM

Re: Nfcu vs Usaa

@shols44 wrote:

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!

Ahhh no! It was Starry not me lol Smiley Happy I am still sitting here in the garden safe and sound! Haha

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 13 of 22
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ChistineNJ
Frequent Contributor
‎06-28-2013 03:39 PM
‎06-28-2013 03:39 PM

Re: Nfcu vs Usaa

Ok guys so i joined NFCU (YAY) and opened a savings...
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 14 of 22
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Scupra
Super Contributor
‎06-28-2013 05:35 PM
‎06-28-2013 05:35 PM

Re: Nfcu vs Usaa

Wooooo!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 15 of 22
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ChistineNJ
Frequent Contributor
‎06-28-2013 06:53 PM
‎06-28-2013 06:53 PM

Re: Nfcu vs Usaa

You guys were right, HP on my TU, i see in the "my offers" section inhave a offer for a secured nfcu nrewards... I may garden for 6 months along with my savings to see if i can get a pre-approval later on.
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 16 of 22
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Scupra
Super Contributor
‎06-29-2013 09:59 PM
‎06-29-2013 09:59 PM

Re: Nfcu vs Usaa

I started with their secured card and it does have a chance of un securing on the 13th month. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 17 of 22
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stormb28
New Contributor
‎06-30-2013 08:06 PM
‎06-30-2013 08:06 PM

Re: Nfcu vs Usaa

How do you gain membership with NFCU?
Message 18 of 22
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grassfeeder
Frequent Contributor
‎06-30-2013 09:53 PM
‎06-30-2013 09:53 PM

Re: Nfcu vs Usaa

visit their site, they have a long eligibility list.
Fico 8 Scores 5/1/22 :
799 EQ | 793 TU | 809 EX
Message 19 of 22
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starry1
Valued Contributor
‎07-02-2013 08:46 AM
‎07-02-2013 08:46 AM

Re: Nfcu vs Usaa

@Scupra wrote:
@shols44 wrote:

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!

Ahhh no! It was Starry not me lol Smiley Happy I am still sitting here in the garden safe and sound! Haha

 

 

Why are you ratting me out?Smiley LOL

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 20 of 22
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