Reply
Established Contributor
Posts: 502
Registered: ‎04-17-2013
0

Re: Nfcu vs Usaa

More than likely it will be a HP on TU to join. Although a few people like myself had a SP for membership. If you do apply for a CC and are not approved, NFCU will counter a card that will best suit you.


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 402
Registered: ‎11-03-2012
0

Re: Nfcu vs Usaa

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!


Starting Score: 501
Current Score: 706 EQ,TU 689,EX 686
Goal Score: 720

Community Leader
Senior Contributor
Posts: 3,019
Registered: ‎07-12-2012
0

Re: Nfcu vs Usaa


shols44 wrote:

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!


Ahhh no! It was Starry not me lol Smiley Happy I am still sitting here in the garden safe and sound! Haha

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Frequent Contributor
Posts: 266
Registered: ‎04-04-2013
0

Re: Nfcu vs Usaa

Ok guys so i joined NFCU (YAY) and opened a savings...
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Community Leader
Senior Contributor
Posts: 3,019
Registered: ‎07-12-2012
0

Re: Nfcu vs Usaa

Wooooo!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Frequent Contributor
Posts: 266
Registered: ‎04-04-2013
0

Re: Nfcu vs Usaa

You guys were right, HP on my TU, i see in the "my offers" section inhave a offer for a secured nfcu nrewards... I may garden for 6 months along with my savings to see if i can get a pre-approval later on.
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Community Leader
Senior Contributor
Posts: 3,019
Registered: ‎07-12-2012
0

Re: Nfcu vs Usaa

I started with their secured card and it does have a chance of un securing on the 13th month. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
New Contributor
Posts: 104
Registered: ‎12-12-2012
0

Re: Nfcu vs Usaa

How do you gain membership with NFCU?
Frequent Contributor
Posts: 401
Registered: ‎03-01-2012
0

Re: Nfcu vs Usaa

visit their site, they have a long eligibility list.
Filed BK7: 7/12 (discharge 10/12) 5/12- EQ FICO - 508 / TU FICO - 490
EQ FICO: 677 (02/15)
TU FICO: 651 (02/15)
EX FICO: 671 (02/15)
NFCU cashRewards $18k - NFCU Flagship Visa $18k - First Tech C.U. Cash Rewards $5k - Cap1 Venture - $10k - Barclays Apple Card $2k - Discover $1,000 - JCrew $4650
Community Leader
Valued Contributor
Posts: 2,440
Registered: ‎11-29-2012
0

Re: Nfcu vs Usaa


Scupra wrote:

shols44 wrote:

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!


Ahhh no! It was Starry not me lol Smiley Happy I am still sitting here in the garden safe and sound! Haha


 

 

Why are you ratting me out?Smiley LOL


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.