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Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013
0

Re: Nfcu vs Usaa

More than likely it will be a HP on TU to join. Although a few people like myself had a SP for membership. If you do apply for a CC and are not approved, NFCU will counter a card that will best suit you.


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Frequent Contributor
shols44
Posts: 397
Registered: ‎11-03-2012
0

Re: Nfcu vs Usaa

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!


Starting Score: 501
Current Score: 706 EQ,TU 689,EX 686
Goal Score: 720

Valued Contributor
Scupra
Posts: 1,556
Registered: ‎07-12-2012
0

Re: Nfcu vs Usaa


shols44 wrote:

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!


Ahhh no! It was Starry not me lol :smileyhappy: I am still sitting here in the garden safe and sound! Haha

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
693 EQ FICO 10/2014
680 TU FICO 09/2014
682 EX FICO 09/2014
$14k NFCU Flagship Sig - $14k NFCU cashRewards Sig - $15k NavChek - $6k Barclay Arrival + - $5k Cap1 Quicksilver - $2.2k Amazon Store
Regular Contributor
ChistineNJ
Posts: 160
Registered: ‎04-04-2013
0

Re: Nfcu vs Usaa

Ok guys so i joined NFCU (YAY) and opened a savings...
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
Valued Contributor
Scupra
Posts: 1,556
Registered: ‎07-12-2012
0

Re: Nfcu vs Usaa

Wooooo!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
693 EQ FICO 10/2014
680 TU FICO 09/2014
682 EX FICO 09/2014
$14k NFCU Flagship Sig - $14k NFCU cashRewards Sig - $15k NavChek - $6k Barclay Arrival + - $5k Cap1 Quicksilver - $2.2k Amazon Store
Regular Contributor
ChistineNJ
Posts: 160
Registered: ‎04-04-2013
0

Re: Nfcu vs Usaa

You guys were right, HP on my TU, i see in the "my offers" section inhave a offer for a secured nfcu nrewards... I may garden for 6 months along with my savings to see if i can get a pre-approval later on.
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
Valued Contributor
Scupra
Posts: 1,556
Registered: ‎07-12-2012
0

Re: Nfcu vs Usaa

I started with their secured card and it does have a chance of un securing on the 13th month. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
693 EQ FICO 10/2014
680 TU FICO 09/2014
682 EX FICO 09/2014
$14k NFCU Flagship Sig - $14k NFCU cashRewards Sig - $15k NavChek - $6k Barclay Arrival + - $5k Cap1 Quicksilver - $2.2k Amazon Store
New Contributor
stormb28
Posts: 104
Registered: ‎12-12-2012
0

Re: Nfcu vs Usaa

How do you gain membership with NFCU?
Frequent Contributor
grassfeeder
Posts: 364
Registered: ‎03-01-2012
0

Re: Nfcu vs Usaa

visit their site, they have a long eligibility list.
Filed BK7: 7/12 (discharge 10/12) 5/12- EQ FICO - 508 / TU FICO - 490
EQ FICO: 660 (9/14)
TU FICO: 642 (9/14)
EX FICO: 667 (9/14)
NFCU cashRewards $15,000 - NFCU Flagship Visa $15,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $4650
In the garden starting 3/1/14 till ???
Community Leader
Valued Contributor
starry1
Posts: 2,198
Registered: ‎11-29-2012
0

Re: Nfcu vs Usaa


Scupra wrote:

shols44 wrote:

This is not even close ChristineNJ. USAA is NOT Bk friendly. NFCU on the other hand will absolutely take care of you. Worst case scenario is you get a secured card. I think if you let capone report for 2-3 mos, the chances are you get an unsecured product instead. Bottom line, this is a must join CU. 

 

Scupra, nice leap out of the garden! I bet that Nav-Check gave you a good high eh? STAY IN THE GARDEN LOL!


Ahhh no! It was Starry not me lol :smileyhappy: I am still sitting here in the garden safe and sound! Haha


 

 

Why are you ratting me out?:smileylol:


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 7/30/14 TU 611; EQ 650; EX 640
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $1.3k / nRewards $3.5k / cashRewards $5k / NavChek $2.5k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)

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