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I was discharged this year in July (Ch7). I defaulted on my Nordstrom card a LONG time ago. Probably 2009 or 2010. Anyway, it always showed as a charge off/deliquent account. After BK was discharged it shows as open with a zero balance and in good standing. Has anyone else had this happen? I am wondering if I should call Nordstrom or just leave it since it is probably helping my credit.
if it's showing open and good - leave it be. If anything, call them up and just try and confirm your credit line on the card. Then you can see if its flagged any different in the internal systems.
@lovelylisa84 wrote:I was discharged this year in July (Ch7). I defaulted on my Nordstrom card a LONG time ago. Probably 2009 or 2010. Anyway, it always showed as a charge off/deliquent account. After BK was discharged it shows as open with a zero balance and in good standing. Has anyone else had this happen? I am wondering if I should call Nordstrom or just leave it since it is probably helping my credit.
Is it reporting a CL?