10-26-2012 07:23 AM
Just wanted to vent. I've decided to not go through with my bankruptcy case. The attorney was all paid up a while ago. They've done a little work on it, but nothing too time consuming. I've been contacting him to let him know that I want to drop it, and would like what fees are left that they haven't used yet...but man I'm getting ignored. Has anyone gone through this before? I haven't even given them the paperwork with all my creditors listed, etc., so there wasn't much work done on it. Shouldn't they give me back some portion of the fees, along with the filing fee? Just getting annoyed...it's been a couple weeks and they haven't returned any calls or emails.
10-26-2012 07:58 AM
I would try to find out exactly where your case is as far as filing goes because if the bankruptcy has already been filed then it is going to be on your credit report for the next 7-10 years depending on what chapter you filed. Even if the case is not discharged, you will now have a BK on your report. I would suggest seeing another attorney and getting their opinion, most have free consultations.
10-26-2012 09:50 AM
Nothing has been filed...I hadn't even finished filling out the forms where I list my creditors, so they haven't really done anything yet.
10-26-2012 10:41 AM
I've got to say, that if you can afford to just "drop it" and not file - than you probably never should have been filing in the first place.
I would request you fees back and hire a different attorney. One that will walk you through the process on the spot and take some time with you. My attorney was with me every step of the process and available via email or phone at any time for any questions.
10-26-2012 11:11 AM
I'm in a much better position financially now (better paying job) and would much rather clean my credit on my own via paying, settlements, etc. than go through bk.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.