08-26-2013 11:06 AM
Filed for Ch7 back in March. Discharged in July.
Established two credit cards with Cap 1
Bought a used car with Americredit (horrible rate but I can live with it)
Disputed all inaccuracies (and then some) on all 3 CRAs
Everything on time.
Credit score still hanging just below 600.
Any ideas that I haven't thought of to rebuild score?
08-26-2013 11:25 AM
Have you read the 7 to 700 guide yet? You need to give it some time now. You'll make your next move in 6mo. (Assuming the car is reporting to all 3 CRAs, skip the Credit Builder loan).
08-26-2013 12:00 PM - edited 08-26-2013 12:01 PM
Really? Here's the link:
This one is good, too:
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