Since FICO considers the average age and oldest TL, eventually the opening date will only be of accounts after the BK. Case in point: I had a JCPenney card (GECRB) since 1996 never late. At the BK, they closed the account so while it will contine to report until Dec 2021 that account will eventually drop. Even the past due and CO accounts are counting towards my average account age. Eventually they will all be gone, so I made it a point to open 5 tradelines within 2 months of my discharge (Mar 12) so to help offset the loss of old accounts. Oh, and as for AMEX, if they closed your account you apparently can NEVER get another one. They didn't even bother pulling a CBR.
I got
cap one limit 1000
HSBC limit 300
TD Bank limit 3000 (secured)
cap one limit 200 (secured)
Wells fargo limit 300 (secured)
I'll also have student loans in the fall
fico 598 6/4/2012
