Received my discharge 1 week ago. A day after discharge I was able to get a Cap 1 platinum (no deposit - 500 CL), a new car loan 22k at 13%, and a secured Discover card (500 CL). I burned Cap 1 but not Discover. I was denied the Discover cash back and the Quicksilver (would not have applied but pre-qual said I had a good shot). Because I do not want any more inquires I stopped there. Question, which card should I run my daily spend through? My goal is homeownership in 2 years. Discover has the 1% cash back which is not much but is something and should graduate but the CLs I've seen is small compared to what I've seen with Cap 1. Credit card wise I'm looking for high limits combined with cash back. I know I need 3 credit cards, but, I'm willing to wait a bit to ensure I'm not stuck with secured cards or paying high fees. My goal is ultimately the Fidelity cash back card, QS1 and a 3rd. I'm a member of NFCU, but, they denied my car loan app so I did not apply for any of their cards. I did have their secured card which was in good standing before the BK. Any feedback is helpful!!! Thanks everyone as without this community, I would have been lost going through this process.
