No, the courts do not close any accounts. Any card/account with a $0 balance would not be affected by BK and especially if it was paid and is in good standing, that positive mark will stay on your credit report. Only accounts that have outstanding balances are included, and most creditors will close your account once they are notified by the court.
I'm not sure about $0 balance accounts with available credit- I know that most CC co's check your credit before raising your limit, and they may close the account if they see BK on your file, but I'm not sure.
Message Edited by rizeninme on 02-04-2008 07:50 PM