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Open collection?

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Metsfantransplant
Valued Member

Open collection?

Hi all! Looking for some advice. On my wife's transunion report, it shows she has one open collection and in the remarks it says Ch. 7 bankruptcy. We've been discharged since October. I thought collections should be closed. Am I wrong? Should I dispute this? Thanks in advance!

Message 1 of 4
3 REPLIES 3
beezer32
Regular Contributor

Re: Open collection?

From my understanding and based upon my own CR at this venture, I believe the notations at the bottom of the entries are irrelevant to the validity of the entry. I believe that the 'status' must be closed, zero balance and IIB. I'd certainly dispute that myself.

Message 2 of 4
Anonymous
Not applicable

Re: Open collection?

Collections should go away. Period.
Message 3 of 4
Luvan_Lyfe
Established Member

Re: Open collection?

Should be closed, zero, iib. I had 2 like this and it took me to dispute it 2 times before it was cleaned up. Even then Transunion deleted them completely (works for me).
Message 4 of 4
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