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Hi all! Looking for some advice. On my wife's transunion report, it shows she has one open collection and in the remarks it says Ch. 7 bankruptcy. We've been discharged since October. I thought collections should be closed. Am I wrong? Should I dispute this? Thanks in advance!
From my understanding and based upon my own CR at this venture, I believe the notations at the bottom of the entries are irrelevant to the validity of the entry. I believe that the 'status' must be closed, zero balance and IIB. I'd certainly dispute that myself.