04-16-2013 03:36 PM
04-18-2013 08:18 AM
04-18-2013 06:31 PM
04-28-2013 08:32 PM
I have been trying to clean up my credit report as well. I have managed to get quite a few items cleaned up. I spoke with a rep from Experian, and they told me that they automatically take off any judements once their has been a bankruptcy. I have also tried to dispute 3 accounts that are open collections, but say that they are reporting correctly as discharged in Bankruptcy.
Since Bankruptcy ( discharged in October 2012) I have gotten Cap One ( 300 CL) Credit One (300 CL) Finger Hut ( 230 CL) and RC Willey (500 CL)
I have 2 secured loans ( 500 for Each one) and a Car Loan.
I am currently looking for just one more card or account to build my credit. I have used these accounts responsibly and am I in a perfect financial situation to be able to garden and pay off now. Anyone know what store card that I am able to get after bankruptcy?
05-01-2013 07:31 AM
Funny my discharge was also last year on around June 2012 and almost have the same credit cards as you. Store cards have been somewhat difficult to acquire for me. My recommendation is to get a higher credit card limit either Cap One Cash Rewards or Navy Federal which are both BK friendly. For what it seems you been doing great with teh secured loans (which I also did) and the small credit card to build new history.Keep it up!
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