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Post BK Thank you to the Forum

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Berkster
Valued Member
‎06-30-2015 04:59 PM
‎06-30-2015 04:59 PM

Post BK Thank you to the Forum

Good evening guys and gals,

I just want to say thank you for the wealth of information that is circulating in the community. I filed BK in 2005 and finally, it is off of my credit report and I have reached my goal score and then some. I held steady between 720-745 before the BK came off. I kept my nose clean and it paid off. There is still work to do but I am better prepared for the road ahead. Thanks for sharing your knowledge and experiences on the forum. You guys are awesome.

Starting Score: TU 710 EQU 715 EXP 698
Current Score: TU 815 EQU 836 EXP 823


Take the FICO Fitness Challenge

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Scupra
Super Contributor
‎06-30-2015 08:52 PM
‎06-30-2015 08:52 PM

Re: Post BK Thank you to the Forum

Great job! Those are some nice scores. 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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somotao
Frequent Contributor
‎07-01-2015 12:28 AM
‎07-01-2015 12:28 AM

Re: Post BK Thank you to the Forum

your scores are fantastic and it is something for some of us to look forward too and just like you said this forum does provide us with a lot of help

Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750
Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
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TRC_WA
Senior Contributor
‎07-01-2015 09:10 AM
‎07-01-2015 09:10 AM

Re: Post BK Thank you to the Forum

Nice job OP.

 

My reports will be clean in a few months too... I'm not greedy though.  I'll take 750's...  Smiley Wink

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
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