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Regular Contributor
Posts: 160
Registered: ‎04-04-2013
0

Post BK, When can i start to apply for new cards?

So my 341 meeting is this Friday, i have read that others have applied and been approved for cards by now. My fico score is 565 only a handful of my accounts are listed IIB,
To date i have received 2 offers of credit 1 for a wells fargo secured (which i alrady had a 0.00 balance but was IIB their choice) and a autonloan offer. Located in NJ
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
Regular Contributor
Posts: 230
Registered: ‎04-08-2008
0

Re: Post BK, When can i start to apply for new cards?

I would wait until your bk is discharged, then you can apply for credit cards to start rebuilding.

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Regular Contributor
Posts: 160
Registered: ‎04-04-2013
0

Re: Post BK, When can i start to apply for new cards?

Thanks for your respond... Guess ill wait.....
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00

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