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Regular Contributor
ChistineNJ
Posts: 144
Registered: ‎04-04-2013

Post BK, When can i start to apply for new cards?

So my 341 meeting is this Friday, i have read that others have applied and been approved for cards by now. My fico score is 565 only a handful of my accounts are listed IIB,
To date i have received 2 offers of credit 1 for a wells fargo secured (which i alrady had a 0.00 balance but was IIB their choice) and a autonloan offer. Located in NJ
 Bk d/c 6/2013, Cap1 500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1000.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
Regular Contributor
scarzy
Posts: 207
Registered: ‎04-08-2008

Re: Post BK, When can i start to apply for new cards?

I would wait until your bk is discharged, then you can apply for credit cards to start rebuilding.

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Regular Contributor
ChistineNJ
Posts: 144
Registered: ‎04-04-2013

Re: Post BK, When can i start to apply for new cards?

Thanks for your respond... Guess ill wait.....
 Bk d/c 6/2013, Cap1 500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1000.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00

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