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Post BK, When can i start to apply for new cards?

Frequent Contributor

Post BK, When can i start to apply for new cards?

So my 341 meeting is this Friday, i have read that others have applied and been approved for cards by now. My fico score is 565 only a handful of my accounts are listed IIB,
To date i have received 2 offers of credit 1 for a wells fargo secured (which i alrady had a 0.00 balance but was IIB their choice) and a autonloan offer. Located in NJ
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 1 of 3
2 REPLIES
Regular Contributor

Re: Post BK, When can i start to apply for new cards?

I would wait until your bk is discharged, then you can apply for credit cards to start rebuilding.

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 2 of 3
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Frequent Contributor

Re: Post BK, When can i start to apply for new cards?

Thanks for your respond... Guess ill wait.....
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 3 of 3