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Post BK

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Anonymous
Not applicable

Post BK

BK discharged 3/8, I was approved for CAP 1 unsecured card 3000 limit. I also kept house and car.  My question is the vehicle is a lease that is finished 5/25. Will I be able to lease again or just attempt a buy of a vehicle. Credit score is 613 as of today

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911
Member

Re: Post BK

BK discharged 3/8, I was approved for CAP 1 unsecured card 3000 limit. I also kept house and car.  My question is the vehicle is a lease that is finished 5/25. Will I be able to lease again or just attempt a buy of a vehicle. Credit score is 613 as of today

 

Not sure about leasing but most dealerships have a special dept that works with people who have filed for BK. Usually you have to wait 6 mos after

the discharge to qualify.

Message 2 of 3
Scupra
Super Contributor

Re: Post BK

This is a YMMV type thing. Dealerships use an auto enhanced score as well. So depending on your history of auto loans, that could make a difference. 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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