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Post Bk (3 weeks) Cap1 card & auto loan questions

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StartinOver
Frequent Contributor

Post Bk (3 weeks) Cap1 card & auto loan questions

I think its been about 3 weeks since discharge.

 

I hit the Cap1 auto-navigator button a few days later. I can't remember exactly the offer. It was for $22K and the interest rate only showed if I selected a car. Some where 11%, most higher or did not show, or it said I had to ask at dealership.

 

I am waiting 2 more weeks for that offer to end so I can retry and hope for better. My vantage scores are 500 and a bit higher.

 

1) how long will it take to get a better offer, I can't wait long?

2) should I try to pre-qual for a card before an auto loan?

3) who do they pull?

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
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1 REPLY 1
Anonymous
Not applicable

Re: Post Bk (3 weeks) Cap1 card & auto loan questions

First things first - have you reviewed your reports to ensure everything is correctly reporting IIB/$0 ?  You'll need to get your real FICO scores as well.

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