Preapproval odds very good

Anonymous · ‎08-19-2016

I have received pre approval odds showing as very good for chase slate. Should I assume more than likely I would get approved although I included chase in chapter 7 a year ago? I am scared to apply as I won't be happy if they deny.

TXinandout · ‎08-19-2016

A year ago? I've with Chase you need at least four years.

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653

Scupra · ‎08-19-2016

@Anonymous wrote:
I have received pre approval odds showing as very good for chase slate. Should I assume more than likely I would get approved although I included chase in chapter 7 a year ago? I am scared to apply as I won't be happy if they deny.

Only 1 year post d/c and you burned Chase.. My mind tells me it's too early but my curiosity would get the better of me, its 1 inquiry lol. If you choose to apply it would require a recon. Let us know what you decide to do.

pizza1 · ‎08-19-2016

Ill just throw it out there now.....not gonna happen! Especially if you burned Chase. Soonest Ive seen anyone back with them who has burned them in their BK was 6 yrs.

But you at 1 yr???? LOL..NOPE!

Im at 3 yrs and still trying...you can apply all you want, you be auto declined for BK, and will have to recon everytime anyways.

Scupra was actually able to get in but he didnt IIB chase either. BIG difference. Chase is my goal...but,they also have the 5/24 rule, and i wont be within that rule for another 2 yrs.

pizza1 · ‎08-19-2016

oh, btw...

where are getting your "pre approval odds are very good" from? What site..?

Scupra · ‎08-19-2016

I didn't read closely.. I thought you received a pre approval from chase. That's the only thing that would trick me into applying

Anonymous · ‎08-21-2016

DId you get those odds from CK? if so I would say they are not accurate? I have been declined and was told i have very good odds. I also know multpile others who have been declined as well. Its going to always be a YMMV situation.

FireMedic1 · ‎08-21-2016

Been with Chase banking and savings for years. See my stats below. I went in to the branch and he looked up my accounts. For CC's the section on the screen would be green he said if pre=approved. He never saw anyone get approved unless it said so. He advised me to move on. Stiffs! Save your HP!