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I absolutely love my CSP + Freedom combo actually, guess I am the odd one!
I was not asked for POI on the card applications or the CLI.
@Guyatthebeach wrote:Now that I'm back in American Express and have a credit card with PNC, I just don't see the need to pursue Chase or Citi.
I hope SoulMaster is still keeping up with these threads. It's been a while since I've seen him post.
Guyatthebeach
+1
I thought I wanted Chase and Citi as well, but I'm perfectly content with my current line up, which includes AMEX. My only goal is increasing my BOA card from the $500 SL I've had since 2014! But I'm patient. Once my scores are in the 700's I'll make my move.
I'm glad I bumped this thread after 6 monthys of dormancy!(shame on you guys!! lol)
I just got my first post BK primes, Citi Costco, and AMEX BCE. They were NOT IIB, and Im 5.5 yrs post DC on a chapter 7.
My intent is to hit the 3 I IIBed in december, after the 6 year mark, and when all the accounts on my 1st rebuild age to 2 years, and my 2 new prime cards and inquiries pass the 6th month mark.
What do you folks think of trying to get back in with 3 I IIBed...BOA, Chase, and Discover, all at once, along with possibly 2-4 others? Would that not be an epic contribution to this? I wanted to start my own thread, and am feeling I very well may, soon. I dont want to hijack this, even though I brought it back from the dead after reading all 27 pages at the time and foregoing sleep one nght. Anyhow, I have named my dragons and most of my strategy. I may try unsecured with BOA and Discover, if I am cut down by gunfire, and look like this:
Sadly, i think the lack of sleep contributed to me not remembering much from this.
@CaptainJ
Congrats on your success!
Chase has the 5/24 rule and have been known to shut people for opening too many accounts after they have been approved for a Chase card. I would spread them out. Chose the card that is going to fit your needs. Also, make sure your utilization is low before applying.
@somotao wrote:
Congratulations Scupra,
It is always nice to see the data points you add. Glad to see you got in with Amex. Amex is on my list as well. I have also been checking the prequalified tool on their site and it always comes back with the BCE card, I'd really like the SPG card but not sure of my chances.
Will give it a few months just closed on a house and got a car loan in june.
Thank you! I was checking the pre-qual daily and could never get anything to pop up. Congrats on the new home and best of luck when you decide to pull the trigger on AMEX. Make sure to let us know how it turns out for you