Question about Judgements Post BK

[jjjd123]

I just received my Chapter 7 discharge yesterday.  I had 2 open judgements that were of course included in the BK.  Do I need to do anything now that I have a discharge?  Also what is the best way to have the credit updated on a judgement?

Any help will be apprecieted.

[nurse0528]

Greetings, I have the same question. I file my case in ga but two judgement were from nj. The paralegal from the firm I used said they can only file motion to vacate if it was in ga but because it's from nj there's nothing that they can do. I'm so confused because at my initial consultation, I was told that they would take care of all judgement on my file. I didn't want to start a new thread, so anyone with experience or knowledge please help.

[ezdriver]

I had a judgement that was included in my ch7 filing. The judgement now shows on my credit report as included in bankruptcy. The creditor will never beable to collect and it is reported correctly. That's good enough for me.

I also had an IRS lien that was included in my ch7 filing and subsequent discharge. I had to contact the IRS and request that they withdraw the lien which they did. When I received their withdrawal paperwork, I took it to my county recording office, paid the record fee and had it recorded as withdrawn. Then the proof of withdrawal was sent to the credit reporting agencies and my credit report now shows the lien as withdrawn.

It is unfortunate that your attorney made such a broad promise then belatedly clarified caveats. I recommend that you contact the orginal creditor and request that the judgement be reported correctly if it isn't already. As for vacating it, you need to consult an attorney in that jurisdiction.

[gdale6]

For all of you with judgments post BK-7; File motion(s) to vacate on grounds its IIB in the court(s) that granted them...

[nurse0528]

Good news...I just received my experian dispute results, they deleted all three of my judgements and deleted few other accounts.I'm so thankful to God.

[Webpagesby23]

Did you do your disputes online or through the mail? Also did you upload your discharge information in your disputes? I am scheduled to be discharged 4/11/14 i am just trying to start my cleanups now

[nurse0528]

I disputed mine online, I did it on march 8 and got discharged on march 21. I'm still waiting for transunion and Equifax. I didn't submit any documents. Just simply told them that it was iib.

[Webpagesby23]

Equifax is being alittle stubborn updating the status of two of my accounts