10-28-2012 06:50 PM
10-30-2012 10:08 AM
Really good question because I am in the same position. I just recently submitted online disputes for those types of accounts as well. Anybody want to shed some light please?
11-02-2012 02:55 PM
Anyone out there??
11-03-2012 05:36 AM
Disputes can go through a totally automated system where chase just rote verifies.
It takes time, but at this point I would do an MOV letter to the CRA. Include the BK paperwork.
If the CRA still verifies then a 623 letter to Chase.
This has to be zero balance, IIB, dated no later than your discharge.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO