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Question for NFCU Members

tag
Creditaddict
Legendary Contributor

Re: Question for NFCU Members

Navy actually usually Does NOT have an issue with INq's... Especially 6!!!
Message 11 of 15
ChistineNJ
Frequent Contributor

Re: Question for NFCU Members

I use the checking account, i mobile deposit every check. I have had no issues. Great

C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 12 of 15
whydoineedaname
Regular Contributor

Re: Question for NFCU Members


@softballgirl29 wrote:

The only reason I have waited to apply for a credit card with them is because I have numerous inquiries on my CR at the moment and have heard that they don't like to see that when app'ing. I have about 4-5 inquiries that are going to fall off this summer so I thought I would wait until August and apply. Although I will say I am VERY anxious to get in the door with them considering how generous everyone says they are with their CL's!


I want to say I am aorund 10!  Have to go back and count...


Equifax 3/29/2013 - 649, 4/1/2014 - 651, 4/14/2014 - 662, 4/16/2014 - 655
Transunion 3/29/2014 - 648, 4/29/2014 - 650, 5/1/2014 - 653, 6/10/2014 - 662 (barclay/discover), (4/16/2014 - 658 - lender pull)
Experian 4/1/2014 - 653, 4/14/2014 - 669
What in my wallet? Secured Card $550, Barclaycard Reward $3100, Discover IT $1300, Kohl's $400, Navy Federal cashReward $2500, Navy Federal $17800 for a car 2.79% for 72 months.
Message 13 of 15
softballgirl29
Valued Member

Re: Question for NFCU Members

I just wanted to say thank you to all who commented here....after reading your comments I decided to go ahead and take a chance on app'ing with NFCU despite the inquires on my credit report and I was approved for $6,000 CL!!!!!! This is my largest CL since my discharge in 2012 Smiley Happy

BK7 Filed 5/14/12 BK7 Discharged 8/17/12
Latest EQ Fico - 651 Latest TU Fico - 632 Latest EXP FAKO - 651
In my wallet: Cap One CL $250, Cap One Rewards CL $2750, Credit One CL $1350, NFCU CL $14k, HH Gregg CL $1800, Care Credit CL $1000 Express CL $1050, Victoria Secret CL $2450, Kohl's CL $300, Discover IT $1000, Barclay Rewards $2000, Target $2000, TJ Maxx $300, Ashley Furniture $2000 Cap One Auto Loan $25k
Message 14 of 15
whydoineedaname
Regular Contributor

Re: Question for NFCU Members


@softballgirl29 wrote:

I just wanted to say thank you to all who commented here....after reading your comments I decided to go ahead and take a chance on app'ing with NFCU despite the inquires on my credit report and I was approved for $6,000 CL!!!!!! This is my largest CL since my discharge in 2012 Smiley Happy


Way to go!

 

Even though they only gave me $2500 on my card I was approved for $25k on a car :-)   So I feel NFCU is a place to grow with :-)

 

Keep up the good work!


Equifax 3/29/2013 - 649, 4/1/2014 - 651, 4/14/2014 - 662, 4/16/2014 - 655
Transunion 3/29/2014 - 648, 4/29/2014 - 650, 5/1/2014 - 653, 6/10/2014 - 662 (barclay/discover), (4/16/2014 - 658 - lender pull)
Experian 4/1/2014 - 653, 4/14/2014 - 669
What in my wallet? Secured Card $550, Barclaycard Reward $3100, Discover IT $1300, Kohl's $400, Navy Federal cashReward $2500, Navy Federal $17800 for a car 2.79% for 72 months.
Message 15 of 15
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