I recently filled chap 7 BK on december of 2011 and was discharged in March of 2012. I had numerous accounts that were included in BK that were charged off before I filed. So do these fall off my credit report when I reach SOL for my state? Or do they fall off once my BK falls off my credit report becuase I included them in BK?
When is a good time to refi a car loan that I got after BK? I have had it since feb 2012 all payments were on time.
I just pulled my free credit report. What should I be looking for? I have some items that are in the negative section that do not say included in bk. Should I dispute them? Also I have a judgement from a CC that I included in BK can I get that removed through a dispute?