Thanks for opening this post. I am new to the board, and curious about my husbands Chapter 7 Bankruptcy that was filed on 1/7/2003, and discharged shortly after. I have disputed several items on his credit report about 6 months ago cause they were supposed to be in the bankruptcy but weren't. I had a total of 9 negative items deleted(including a vehicle repossession that was around $8,000 delinquent). My first question is ... Is there any way to actually have a Chapter 7 Bankruptcy removed from a credit report legally, even before the 7 to 10 year mark? My second question is ... How much does your credit score go up if you get removed? and my 3rd question is ... Does it go up more if you just let it drop off at the 7 to 10 year mark or does it go up more if you can have it removed? Thanks in advance. A curious wife who has never dealt with BK before!