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Randolph Brooks and SDFCU

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SSH0126
Established Contributor

Randolph Brooks and SDFCU

Havent filed yet. Tried to open an acct(checkings and savings) on line but was denied for 

 

Time since non-dda inquiry activity

current address change history

no evidence of asset ownership

dda closure payment history

 

used chex systems which I believe that I am on..

Message 1 of 7
6 REPLIES 6
BearsAndTurtlesRtheBest
Senior Contributor

Re: Randolph Brooks

I also applied for a Credit Union checking account before filing and was denied due to my CS being too low. I haven't bothered again since my reports and CS have gotten worse. But I haven't seen the need to join one yet. Will probably try again in 6 months.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 7
SSH0126
Established Contributor

Re: Randolph Brooks

Yeah I read about them on here but that's why I think when sharing people should share where they were pre/post/at the time of applying when sharing info and success
Message 3 of 7
Scupra
Super Contributor

Re: Randolph Brooks

Before my BK I was with Chase. The same month I filed I opened an account with NFCU in preperation. CU's tend to care more about CS than your big banks

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 7
TXinandout
Frequent Contributor

Re: Randolph Brooks and SDFCU

If a CU is not the route now, try with a bank better.
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 5 of 7
Scupra
Super Contributor

Re: Randolph Brooks and SDFCU


@TXinandout wrote:
If a CU is not the route now, try with a bank better.

Agreed! You have NFCU on the back burner for after BK so just find something to hold you over

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 6 of 7
SSH0126
Established Contributor

Re: Randolph Brooks and SDFCU

Okay will do. We are looking around now. 

Message 7 of 7
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