The car was $32k new. As mentioned, I rolled in a lot of negative equity (like $12k) because I was driving a car that I couldn't afford. I rolled it into this vehicle because it lowered my payment by over $300/month.
How is it possible to be $18k upside down on a 1 year old vehicle that retails for $20-$30k with a rate like that?
CH7 BK discharged 5/16
FICO 8 Scores: 5/16 (EQ 620, TU 557, EX 568); 6/17 (EQ 691, TU 665, EX 662) - 1% utilization
NFCU Secured nRewards - $1000
Ann Taylor Commenity - $500
Cap1 Quicksilver - $3,000
