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Reaffirmation

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Anonymous
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Reaffirmation

I dont fully understand this reaffirmation for my mortgage.  Filed BK13 6-12 and made last payment 6-17.  I have also already returned to making my monthly mortgage payments myself.  Do I need to do anything beyond that for my mortgage?  I have signed discharge paperwork with lawyer as of 2 days ago.  I setup a PACER account to see when the actual discharge happends as well.  Im needing to get another vehicle, does anyone think I can get approved at this point or should I wait until the discharge has occured.

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Anonymous
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Re: Reaffirmation

You may have a problem getting an auto loan before your discharge -- specifically, lenders may require approval from the trustee, which doesn't really make sense at this point.

 

I'd check with your attorney to see when you should expect a discharge, and apply after receiving one if you can wait. If not, be prepared to address this issue.

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