Reaffirmed Debt says closed/deragatory on credit report??

[Anonymous]

Today I checked my credit report as I was discharged on 9/24. My Honda Civic that I reaffirmed was taken off my credit report and listed as deragatory?? But in the remarks it says reaffirmed. My score went down 12 points because of this. Anybody know what happened? Is this how it works?? I had a balance of $8,325 and its completely gone..

Account Status

Closed - Derogatory

Remarks

Reaffirmation of debt

[0REDSOX7]

Is this on Experian?

I only ask because Experian does some quirky things with reaffirmations. The "Closed - Derogatory" will only be seen by you.

With that said - is the balance listed as zero? Is your payment history showing?

Who is your lender? Is it AHFC?