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Really need credit advise

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Anonymous
Not applicable

Really need credit advise

I am single parent who filed bankruptcy in 2005 (chapter 7) and it was discharged. I have had some charge offs and collections since. Is it possible to get a home loan in 14 months. I am going to start attempting to payoff my debt and established new credit. Right now I do not have any CC or Open accounts.
 
Is there anything I can do to help my situation?
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1 REPLY 1
Junejer
Moderator Emeritus

Re: Really need credit advise

Hi mschris, welcome to the forums.

If I were you, I would first start by addressing your CR. Make sure that all items that were to be IIB are listed properly. Then try working on your major baddies CO, collections. Try to PFD with the COs, DV the CAs (note your state's SOL before-hand). For positive credit building, you might want to attempt some secured cards, but I would work on the baddies first.

HTH






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