No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My bankruptcy discharge was 03/2012.
I have a current and good standing America's First Credit Union Platinum Plus Visa card opened on 08/2010 with a $2000 credit limit. My credit report shows a high balance of $2017 in the past and a current balance of $1956. I paid this off two days ago so it has a $0 balance but it hasn't hit my credit report yet.
I have a current and good standing Capital One Secured Platinum Mastercard opened on 05/2014 with a $200 credit limit. My credit report shows a high balance of $232 in the past and a current balance of $20. I paid this off two days ago. I used this card to buy my auto pay 3B Report from myFico so it hits $29.95 each month.
I have a current and good standing Credit First Firestone Complete Auto Care Store Card opened on 06/2016 with a $1600 credit limit. My credit report shows a high balance of $834 in the past and a current balance of $0.
MyFico Score 8 EQ is 672, TU is 660, EX is 668. I want these numbers to all be 750. I read the post by soulmaster about reaching a 700 in 24 months or less yesterday. I cannot use this guide since I have a secured credit card. What other methods can I use to reach my goal?
I have an America's First Overdraft Loan with a $500 credit limit that has a balance of $409 showing on my report. I paid it off two days ago as well. So it will have a $0 balance the next time it hits my report.
Should i close the capital one secured card? I have tried to upgrade it to an unsecured but have never received the offer. i am tired of waiting and the annual fee ($29) comes due in May.