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Grats, now is the time to start your rebuild as you have indicated
Congratulations on achieving a fresh start financially.
Just mailed off my letters to all three CRA with CMRRR. Best $19.47 spent this month!
Thank you gdale and ezdriver!
Congrats! I don't know who Soulmaster is or his/her plan but I can tell you that I had a Cap 1 card IIB and my Chapter 7 was discharged in Aug of 2013 and they gave me 2 unsecured cards in Sept. of 2013, just one month later. My husband also was approved for 2 cards with Cap 1 right after BK7 and his limits were 300 and $2000 respectively. He also included Cap 1 in our BK. Also, we both had Wal-mart and Barclay's Bank IIB and we just got approved for a Barclay's Bank MC today with a $1500 limit for me and $1800 for him, and a Walmart card 5 months ago with a $400 starting limit and just got a CLI of $900 a couple of days ago. Cap 1 also financed my new car in Sept 2013 with zero down and gave me 14.49% interest, which is not too bad for being less than a month out of BK. There is definetely hope after BK! I have been blown away at how easy it has been. Good luck on your journey.
Congrats! I'm waiting for mine. Good to hear you have a fresh start and a plan!