07-01-2008 06:28 PM
07-02-2008 01:56 PM
08-28-2008 11:57 AM
09-29-2008 10:40 AM
10-06-2011 08:06 AM
I have been in chapter 13 bankruptcy for 3 and a half years with one year left, building my credit slowly. I have tried several times to buy a home with most payments, insurances, and taxes but with no results, the minute they know I am in bankruptcy I get the same story call back one or two years after I have cleared. I have not faulted on any payments of any kind. I thought bankruptcy was the governments way of letting you have a new start. I am a vet and have been pre approved for a government VA loan, and still I get the same story your in bankruptcy call us when you clear. Is there any where out there where I can go and not be burdened with this thing over my head.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.