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Your scores are not bad.
I filed for Ch 7 BK and got my CR-V at 22% with Consumer Portfolio Services while in bankruptcy, in April 2017. My Ch 7 BK was discharged in July 2017.
During the last week of October, 3 months post discharge, I applied for auto refinance loan with RBFCU in Central Texas. I was offered 13.3%. They pulled my TransUnion and used my FICO8 score, which was 595 at the time.
I didn't refi because the loan amount was more than my car value, though down payment requirement was really small. I think I will hold out a little bit longer.
Bottom line, open banking account with CU and see what you can do from there.