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New Member
Posts: 6
Registered: ‎02-23-2017

Re: Road to Recovery...Chapter 7 filed today

Be sure after discharge to pull your credit report. Everything included in your BK. (If chapter 7) should show zero balances and current. Keep in touch...we're family now!
Member
Posts: 9
Registered: ‎02-11-2017
0

Re: Road to Recovery...Chapter 7 filed today

I started working on my reports a week after filing

Starting Score: TU-593, EQ-540, EX-613
Current Score: TU-570, EQ-573, EX-597
Goal Score: 700's


BK7-1/17/2017
New Member
Posts: 6
Registered: ‎02-23-2017

Re: Road to Recovery...Chapter 7 filed today

Obtained 341 meeting date set for April 4, 2017. Crediors have until June 5th to file a response...FYI.
Member
Posts: 9
Registered: ‎02-11-2017
0

Re: Road to Recovery...Chapter 7 filed today

It will be the shortest part of the whole process

Starting Score: TU-593, EQ-540, EX-613
Current Score: TU-570, EQ-573, EX-597
Goal Score: 700's


BK7-1/17/2017
New Member
Posts: 6
Registered: ‎02-23-2017
0

Re: Road to Recovery...Chapter 7 filed today

TU-432 EQ-517
Chapter 7 reporting on both reports. Some of my collection accounts have been removed.
Member
Posts: 9
Registered: ‎02-11-2017
0

Re: Road to Recovery...Chapter 7 filed today

any updates?

Starting Score: TU-593, EQ-540, EX-613
Current Score: TU-570, EQ-573, EX-597
Goal Score: 700's


BK7-1/17/2017
Member
Posts: 7
Registered: ‎05-27-2014
0

Re: Road to Recovery...Chapter 7 filed today

I officially filed today (after waiting for a month due to lawyer's office)! Received my case number and everything. Now to wait on a date for my 341 meeting. 

 

Any update?

Member
Posts: 107
Registered: ‎02-07-2017
0

Re: Road to Recovery...Chapter 7 filed today

Good luck! I filed Chapter 7 myself in August 2014 and was discharged in December of that year. I had been very reluctant to take such a drastic step at first, but many people, including my mother who herself had done this many years ago, persuaded me to, and it turned out to be one of the best decisions of my life. Your credit will recover if you work at it; I'm still less than two and a half years past BK discharge and after fifteen months of working on rebuilding credit (I spent the first year or so jobhunting, as I described elsewhere) I already have several credit cards (including one of the best of 'em, Discover It) and a used-car loan at a decent rate.

Rebuilding credit since 2015 (BK filed 8/14, discharged 12/14) - started out in 570's, now approaching 700! $951 Cap One secured/$3000 Cap One unsecured/$800 Amazon Prime Store Card/$2500 Discover It (NEW 03-21-17)/$10k PenFed used car loan/$5k Navient student loan.

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