Will there be a score bump once BK has changed from "filed" to "discharged"?
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
New goal 675
Ah well, I probably won't get much of a bump unless some things decide to delete because I've been working on my report since I found myfico and everything that's supposed to is already at a zero balance.
Yes, $0 and iib, or just deleted. Everything except a judgment. I'll work on that when I have discharge papers in hand , that should be in about 2-3 weeks, fingers crossed.
When my Chapter 13 was discharged in 2011, I think I saw a small bump of maybe 30 pts 3-6 months after the discharge (it wasn't immediate), and it kept going up into the 700+ from there. I first pulled it after discharge for a mortgage preapproval check in July 2012 and my highest fico score was 754. My score has went down about 30 pts since then because an old collection from 2009 added KD to the credit reports which refreshed the collection. Now my highest fico is 718. The Chapter 13 was deleted off my reports at the same time the collection was refreshed and I think that saved my score from a deeper hit last fall.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Last App: 4/5/13 Gardening until July 2014
About how long does it take for the CRAs to catch on and update your report to discharged?