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Score bump possible?

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hpotterfan77
Regular Contributor

Score bump possible?

Does anyone know if your score gets a bump once you reached the one year milestone post discharge.  Mine is almost there! lol

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
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2 REPLIES 2
Anonymous
Not applicable

Re: Score bump possible?

After I filed and disputed all the items on my credit report which were included my score jumped 100 points, and my husband's around 50. We aren't DC yet, so I'm anxious to see if that changes anything.

Message 2 of 3
Scupra
Super Contributor

Re: Score bump possible?

Just looked back at my score graph.. I did see a 20 point jump, but I can't say it was definitely because of hitting the 1 year mark.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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