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Scores Rising..and Im Excited

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Anonymous
Not applicable

Scores Rising..and Im Excited

Hey forum, I just recieved a alert my score went from 614 to 624 paying off one card balance. I can't wait for my other cards to show up on my CR. Its gonna put me so close to 700 I can taste it. How is everyone!

Message 1 of 7
6 REPLIES 6
gdale6
Moderator Emeritus

Re: Scores Rising..and Im Excited


@Anonymous wrote:

Hey forum, I just recieved a alert my score went from 614 to 624 paying off one card balance. I can't wait for my other cards to show up on my CR. Its gonna put me so close to 700 I can taste it. How is everyone!


Grats to your success Smiley Happy 

Message 2 of 7
EW800
Valued Contributor

Re: Scores Rising..and Im Excited

Congratulations!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 7
Scupra
Super Contributor

Re: Scores Rising..and Im Excited

Congrats! Feels so good to see your score go up Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 7
grassfeeder
Frequent Contributor

Re: Scores Rising..and Im Excited

First off, congrats!!!  Now to plays devils advocate......slow the roll a little bit.  There is a LONG way to go before 700.  You'll see more increases in the lower 600 score ranges than you will once you start to climb higher in my experience.  With that said, remember this feeling and more importantly, remember what it took for it to happen.  This is a marathon and not a sprint so continue to use and pay your credit off isely and consistantly.  You'll get there, but it WILL take time and work.

Fico 8 Scores 5/1/22 :
799 EQ | 793 TU | 809 EX
Message 5 of 7
Anonymous
Not applicable

Re: Scores Rising..and Im Excited

Congrat's. Keep up the good work.Smiley Happy

Message 6 of 7
App_Addict
Valued Contributor

Re: Scores Rising..and Im Excited

Congratulations on your success!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 7 of 7
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