Filed BK Oct 07. Dishcharged Dec 08. My home was suppose to be reaffirmed but for some reason the mortgage co doesn't report that. It shows it was included in bankruptcy. My 2nd mortgage shows paid or paying as agreed. Trying to apply for a loan. Should I let it be and let a lender assume it was just included in bankruptcy? I knew that my first mortgage was not reporting to the CA so there are numerous lates that will show if I can get the mortgage lender to show it as affirmed. Also, I will be listing my house for sale next week and if I can sell it I will be able to pay off the first and second mortgage. So, I guess, what I am asking is....if I do indeed have it reaffirmed will it hurt me more by having all the lates even thought I am trying to sell it in the immediate future? Thanks in advance.
