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Folks - I have a question. My plan will DC 9/24/2015 and according to my repayment, I will have a small balance of unsecured debt remaining (roughly $5,000). My secured debts and priority debts have all been paid. From experience, does anyone know what will happen (is this balance just disregarded or what). The plan terms were 5 years and I do know, the plan can not be stretched beyond that...thank you for your response.
I believe it's discharged.
I paid back just over 50% of my unsecured debt... the rest was discharged. It all depends on what % payment plan you are on...
Hey there - I am on a 100% repayment plan.
I'd contact my attorney and/or the trustee then.
If you are on 100% repayment with a $5k balance something is off... but then again you are worrying about something 6 months away. I'd wait to see how it all plays out first. When it comes time for discharge you have a 30-120 wait anyway after your last payment while the trustee does the audit and other paperwork.
I made my last payment Feb 2013 and didn't get the discharge till May. If there's something wrong I'm sure they will find it at that time.
Ok, thank you.