No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Do you think you could sell the house for more than you owe? If so, have you considered putting it on the market? At age 76 w/ prostate cancer I imagine moving is the last thing you want to do, but getting out from under the house and moving into a smaller apartment may be more suitable and better for you.
Good idea Dave - even if the house has no equity it can be sold as a short sale. Any of these methods removes the mortgage lien: traditional sale, short sale, or f/c.
@StartingOver10 wrote:Good idea Dave - even if the house has no equity it can be sold as a short sale. Any of these methods removes the mortgage lien: traditional sale, short sale, or f/c.
The potential tax implications of a short sale could bring some serious consequences of their own. Before considering a short sale you need to consult with a real estate and/or tax attorney. I know funds are tight, but you don't want to owe the IRS...
I filed BK in 2008 and the mortgage was dicharged back then, the modification cannot renew that mortgage.