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Still waiting for discharge! Anyone else have stories

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Tann3101
Valued Member

Still waiting for discharge! Anyone else have stories

So I paid my chapter 13 off in February almost 1 year early and well I still have not got my discharge.  Seems I'm getting told stories and no action.  Trusted says they are waiting for attorney to file A/O and the attorneys say they gave it to the trustees attorney.  Getting real frustrated as I paid back 100 percent secured and unsecured.  There is nothing left to pay except my monthly mortgage and they are still deducting from my pay check.

 

anyone else got any stories?  I'm frustrated and have no clue when I will discharge as it seems I can't get a straight answer!

5/18/10 Starting Score 510/ Current Score 510/ Goal 650 12 Months
5/7/12 633 TU 634 Equi 636 Experian
3/7/14 650 TU 636 Equi N/A Experian
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TRC_WA
Senior Contributor

Re: Still waiting for discharge! Anyone else have stories

I paid my Ch 13 final payment in a lump sum on 2/15/13 and got my discharge on 5/7/13.

Be patient. It's not a swift process.
FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
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