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I think its great to be able to pull up REPORTS ! Credit score is just a guide since most are just Fakos .
pulling your report allows you to know what you need to dispute as well as keeping your credit history good. im six months post chap 7 ... and so far Ive fixed at least 5 errors on reporting from each one. Things like wrong address and wrong emplyment was even on there. I would subscribe to monitoring ... Fix all your credit. dispute the wrong and then cancel. just do your annual for free. I subscribe to myfico ( currently on trial ) and freecreditreport . They were the first i went with. My experian through them is also roughly now 100 points higher than the rest. I started with them first. GOOD LUCK