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04-13-2016 02:13 PM
Thank you very much for sharing!
Just another update to my thread to report some post-BK Synchrony approvals. 6 months after discharge, we were approved for Amazon, JCP, and Lowe's.
04-14-2016 10:22 PM
I had Amazon and Wal-Mart charge-offs in 2012 filed BK on the accounts in 2015 discharged 9 months ago and was approved for small 400 and 250 limits tonight.
04-15-2016 04:10 AM
It took me a year after discharge to get a synchrony card. I have both Amazon and Walmart, $800 and $700 respectively. I didn't burn any credit cards in my BK7.
04-16-2016 11:00 AM
I had 7 cards with bals (2 that were zero) for a total of 20k burned, so i've given up on them letting me back in anytime soon. For giggles (and a waisted HP), I tried for Walmart last month. I didn't get an instant denial, and when I got the response, it was only a denial for the BK, nothing else. I figure I'll try next year.
04-16-2016 11:22 AM
04-16-2016 08:09 PM
So, for anyone who has been able to get approved after discharge, I ask:
1) Which card(s)? Amazon
2) How long after discharge? 2 yrs + (previously denied <12 mos, <18 months)
3) Did you include any Synchrony accounts in your BK7? Yes
Thanks in advance for any info! Not a problem, it's my duty to share with all that I've gain from the knowledge of other members!
04-16-2016 08:13 PM
I thought PayPal was Comenity Bank and not Synchrony.
was approved first time i applied which was about 1 year.
amazon, lowes, wal-mart, paypal = around 10,000 total
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