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There is hope!

Established Member

Re: There is hope!

Yes Shols44 I said the same thing abt the huge cls! We will have to wait and see.  Maybe I will find out on Monday.  Keeping my fingers crossed!Robot surprised


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 11 of 33
Highlighted
Established Member

Re: There is hope!

Scupra, I opened the account and applied for a card right away.  The rep told me that they would usually counter offer with the secured card if I dont get approved.  If that's the case I will go with that and see how things go from there.  Either way after this Im off to the garden until 06/13!!Smiley Wink


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 12 of 33
Community Leader
Senior Contributor

Re: There is hope!


britestar969 wrote:

Scupra, I opened the account and applied for a card right away.  The rep told me that they would usually counter offer with the secured card if I dont get approved.  If that's the case I will go with that and see how things go from there.  Either way after this Im off to the garden until 06/13!!Smiley Wink


Awesome! I signed up for checking and savings the same day I filed and then the exact day I saw on pacer that I was discharged opened the secured nRewards through them. They said it will graduate in a year and from what it looks like on these boards it will also double the CL at that point. I wish I had some built up lines before so I could have gone unsecured right away, but I didnt want to wait to start with them! The end goal is to apply for a house two years from now through them Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 13 of 33
Valued Member

Re: There is hope!

Aloha,

 

Great post I am in the process of applying for a NFCU account as well when my son joins the army.  This bank has everything I will need from personal accounts to business accounts.  Also would like to know more information on Merrick Bank?  I never heard of them and how do you apply for it?

 

Aloha

Message 14 of 33
Established Member

Re: There is hope!

Hawaii12, I got a pre-approved offer in the mail from them.  The startling cl is 600.00 and doubles to 1200.00 after 6mos of on time payments.  Just joined NFCU Friday.  Have heard nothing but good things about them on this board so we will see what happens.


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 15 of 33
Valued Member

Re: There is hope!

Cool..... Congrats.  What is needed to join NFCU?  Did you have a member of you family in the military?

Message 16 of 33
Established Member

Re: There is hope!

My dad was in the military but he's retired now. I really wish everyone could get in if they've served in the military and notjust retired...Smiley Sad

 


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 17 of 33
Valued Member

Re: There is hope!

WOW...... Question Did your dad have to open account for you to get account or Was you able to open a account without him but had to prove that he was in the military?

Message 18 of 33
Established Member

Re: There is hope!

I was able to open the account myself by providing his info.  He does not have an account there though...


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 19 of 33
Valued Member

Re: There is hope!

That Great I have two grandfathers that have retired from the Service so it shouldn't with no problem me join the NFCU

Message 20 of 33