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There is hope!

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britestar969
Established Member

Re: There is hope!

That's correct!


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 21 of 33
Scupra
Super Contributor

Re: There is hope!

I was very happy to get in by making my step dad join, he was retired Air Force!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 22 of 33
starry1
Valued Contributor

Re: There is hope!

Ha! I talked my Vietnam vet dad into joining today, explaining he could sponsor everyone in the family and all the great benefits available.Cat Embarassed


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 23 of 33
britestar969
Established Member

Re: There is hope!

UPDATE... still no answer from NFCU yet.  Not sure what is taking so long. Guess things arent looking too good for me right now...may have to go with the secured rewards AFTER I come out of the garden.Smiley SurprisedSmiley Sad


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 24 of 33
Scupra
Super Contributor

Re: There is hope!


@britestar969 wrote:

UPDATE... still no answer from NFCU yet.  Not sure what is taking so long. Guess things arent looking too good for me right now...may have to go with the secured rewards AFTER I come out of the garden.Smiley SurprisedSmiley Sad


I wouldnt worry about it just yet. So many other threads where people go through the same thing and end up getting approved. If you dont get approved I would say take the secured now that way you dont have a HP for nothing, and in one year it will graduate as long as you werent late Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 25 of 33
shols44
Frequent Contributor

Re: There is hope!

Have faith! I still believe NFCU will strike again and treat you nice! Remember, backlogs get handled on Monday....so just hang tight. 


Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

Message 26 of 33
britestar969
Established Member

Re: There is hope!

Put in a call, they couldnt locate my loan docs that the local branch faxed!!Smiley Mad After a long hold, rep told me that it would be another 24 hrs!! Waiting patiently to see what happens..Smiley Indifferent


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 27 of 33
britestar969
Established Member

Re: There is hope!

UPDATE #2... Logged into my account this morning.  Was approved for 500.00 vica signature cash rewards card!Smiley Surprised  Will garden with this one and the other 2 for now and maybe step out of the garden for a cli in June 2013. Will see how it goes from here.  Off to the garden I go.  No more apping, dont fair well with denials!!Smiley Sad


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 28 of 33
britestar969
Established Member

Re: There is hope!

Just wanted to let u know that I got approved for 500.00 visa signature rewards card.  Will garden these then app for cli in 6 mos

 


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Message 29 of 33
Scupra
Super Contributor

Re: There is hope!

Congrats on getting approved!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 30 of 33
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